Philadelphia Bankruptcy Attorney: Chapter 13 Bankruptcy
While a Chapter 7 bankruptcy eliminates dischargeable debts, a Chapter 13 bankruptcy results in a payment plan to resolve all of your financial issues with an affordable monthly payment. Despite the new bankruptcy laws initiated in 2005, most people who attend a free consultation at our office are pleased to learn that we are able to find a creative solution and provide relief from their financial debts and burdens.
If you are overwhelmed by debt and need financial help, a Chapter 13 bankruptcy may be right for you. To schedule a free consultation with an experienced bankruptcy lawyer, call the Law Offices of Michael S. Schwartz at (215) 375-7346. We have office locations in Southampton and Havertown, Pennsylvania.
Protect Your Home from a Home Foreclosure Action
At your free consultation, we can discuss any of your financial problems. If your home mortgage lender is threatening or has initiated a home foreclosure action, we can discuss the best way to handle your situation. If you are trying to protect your home, a Chapter 13 bankruptcy may be a better solution than a Chapter 7 bankruptcy. At your free consultation, we will discuss many potential remedies that may be available to you.
Resolve Tax Liabilities and Credit Card Debt
Besides curing arrears on your mortgage or car loan, a Chapter 13 bankruptcy will allow you to resolve your tax liabilities and credit card debt through the Chapter reorganization plan. Depending upon your particular financial status (i.e., assets, family size, disposable income), we may be able to resolve unsecured debts at pennies on the dollar. Your new payment plan, if approved by the Court, will allow you to pay your debts more gradually, and will give you a chance to get back on your feet.
Other Benefits of a Chapter 13 Bankruptcy
In addition to home foreclosure protection and the establishment of a workable payment plan that saves people money, a Chapter 13 bankruptcy may be able to stop creditor harassment, wage garnishments, car repossessions, and forced sales of assets or real property.
Helping people is our goal. We always put our clients' interests first. We take great pleasure in helping people escape the stress and worry of overbearing debt. If you need help, call us at (215) 375-7346, or contact us by e-mail.
Bucks County Office
707 Lakeside Office Park
Street and Stump Roads
Southampton, PA 19053
Havertown Office
101 East Darby Road
Havertown, PA 19083
With offices in Southampton and Havertown, Pennsylvania, we are pleased to offer our service to people and businesses throughout Philadelphia and the surrounding areas, including but not limited to Delaware County, Bucks County, Philadelphia County, Drexel Hill, Philadelphia, Norwood, Chester, Media, Havertown, Broomall, Quakertown, Holland, Fairless Hills, Morrisville, Churchville, Langhorne, Glenolden, Sharon Hill, Darby, Yeadon, Springfield, Lansdowne, Clifton Heights, Upper Darby, Southampton, Richboro, Willow Grove, Levittown, Bristol, Southampton, Trevose, Bensalem, Warrington, Warminster, and Newtown.
