Bankruptcy & Foreclosure Defense in Perkasie, PA

Perkasie Bankruptcy & Foreclosure Defense


The startling number of recent foreclosures has sent many Perkaise homeowners scrambling to learn all they can about Pennsylvania bankruptcy law, and personal bankruptcy as foreclosure defense.

But for as thorough as do-it-yourself debt relief research may be, it can end up being an expensive waste of time.

Perkasie bankruptcy attorney Michael S. Schwartz offers free initial consultations regarding personal bankruptcy and all debt relief matters because, as a compassionate personal bankruptcy attorney, he knows the value of moving quickly on a personalized bankruptcy and foreclosure defense strategy.

Chapter 13 and Chapter 7 bankruptcy codes can quickly confuse Perkasie residents trying to find their way to an appropriate, effective way of legally addressing their particular circumstances.

Personal bankruptcy attorney Michael S. Schwartz has the comprehensive legal experience necessary for efficiently ushering clients through the subtleties of Chapter 7 and Chapter 13 bankruptcy law.

Michael S. Schwartz knows how to help clients identify the approach to personal bankruptcy, and bankruptcy as foreclosure defense, that best meets their needs.

Choosing Between Chapter 13 and Chapter 7 Bankruptcy

Face to face consultation with a highly experienced personal bankruptcy lawyer almost always saves you significantly more time and money than any amount of foreclosure and personal bankruptcy research you may conduct on your own.

The truth about Pennsylvania bankruptcy law is that the pace it sets for bankruptcy and foreclosure proceedings, and the filing deadlines it mandates, make no accommodations for the job schedules and personal responsibilities of Pennsylvania residents who might try to navigate personal bankruptcy and foreclosure on their own.

With a hardworking personal bankruptcy attorney serving you, you stand a far better chance of avoiding time misspent and expensive mistakes.

Please keep in mind that the fundamental differences between Chapter 7 and Chapter 13 bankruptcy describe only a small part of a complex body of law.

Chapter 13 bankruptcy differs notably from Chapter 7 bankruptcy in that Chapter 7 discharges credit cards, medical bills and personal loans (unsecured debt) without repaying any debt back so long as you qualify. Chapter 13 bankruptcy forces creditors into an affordable payment plan to repay mortgage arrears, IRS and other creditors which, upon completion, makes your remaining debts eligible to be discharged.

But Chapter 13 and Chapter 7 bankruptcy are significantly similar in that during either process, courts routinely order an automatic stay that prohibits your creditors from assailing you with any collection actions, including foreclosure.

Personal Bankruptcy Can Prevent Foreclosure

When formulating a strategy appropriate to your individual needs, Michael S. Schwartz can show you how an automatic stay serves as a chance to postpone foreclosure, and buys you crucial time for maneuvering efficiently to stay in possession of your home. No two financial situations are identical, of course, but Michael S. Schwartz is well-prepared to address your particular set of circumstances.

Contact Us Today for a No-Cost Initial Personal Bankruptcy Or Foreclosure Consultation

Call the Law Offices of Michael S. Schwartz at 215-259-3685. As a personal bankruptcy attorney who treats his clients with patient compassion, Michael S. Schwartz is eager to provide immediate counsel tailored to who you are and what you need most.

Our Perkasie office is ready to serve you.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.