sheriff sale house sold once gavel is dropped


The prospect of losing your home is every homeowner's nightmare. In most cases, however, an experienced bankruptcy lawyer like Michael Schwartz can present options to save your home. With offices in Delaware County and Bucks County, lawyer Michael Schwartz has convenient offices to service the Philadelphia area.

When someone falls behind in their mortgage payments, the mortgage company will file a foreclosure action in County Court (Bucks County Court of Common Pleas). In the foreclosure action, the mortgage company is attempting to prove to the Judge that the homeowner has breached their obligation to make mortgage payments. If the Court agrees, they will issue a judgment against the homeowner. Once they obtain a judgment, the mortgage company has the right to schedule a sheriff sale of the home. A sheriff sale is typically scheduled within a few months of the foreclosure judgment.

At the Law Offices of Michael Schwartz, we use the bankruptcy law to stop sheriff sales. We help keep clients in their homes and get relief from unmanageable debts. We can help stop the sale of your home at any time up until the auctioneer's gravel falls.


The Law Offices of Michael Schwartz has helped thousands of people like you - Pennsylvanians who are burdened by too much debt. Using the bankruptcy rules, we can help you save your home. 

By filing a Chapter 13 bankruptcy, we can save your home and stop the sheriff sale. The plan we develop for you will be carefully designed to obtain maximum debt relief while allowing you to keep as much property as possible. You can resume your regular mortgage payments directly to the mortgage company and pay your mortgage arrears through a manageable five year payment plan. This payment plan will resolve the past due mortgage, clear up taxes, and resolve all of your credit cards, personal loans and medical debt. 

If you are giving up your house, but need more time to move, a Chapter 7 bankruptcy can stop a sheriff sale long enough to enable you to find another place to live, while at the same time help you get a fresh start. A Chapter 7 bankruptcy can completely eliminate many types of debts, while allowing you, in most cases, to keep your vehicles and personal property.

Once we file bankruptcy under either Chapter 13 or Chapter 7, the sheriff sale will be stopped immediately, giving you time to accomplish your goals. You will get the opportunity to begin your financial life again.


While we can stop a sheriff sale at anytime up until date of the sale, it is important to act quickly. The bankruptcy will only protect your home if it is filed before the sheriff sale.  If you are behind on your mortgage payments or have received a notice of foreclosure, contact our firm as soon as possible to speak with a Bucks County sheriff sale lawyer. The sooner the bankruptcy case is filed, the less that will need to be repaid in the Chapter 13 bankruptcy plan. Filing the bankruptcy case as soon as possible will give you the best chance of having a successful bankruptcy plan. We can take immediate action to stop the sheriff sale and develop a plan designed to restore your financial health. It is critical that you consult with an experienced bankruptcy lawyer like Michael Schwartz.

Michael Schwartz is a bankruptcy lawyer in Bucks County PA. Contact the Law Office of Michael Schwartz to schedule your free consultation with a Bucks County sheriff sale lawyer. He has offices in Southampton, Perkasie and Havertown. Let Michael Schwartz be your bankruptcy lawyer near me!

Schedule a FREE Consultation to speak with Michael Schwartz, a sheriff sale lawyer in Bucks County and Delaware County

Fill out the form below and a member from our team will reach out to you to schedule your free consultation